can anyone answer a "proof of insurance" question?

woodswalker · Regular Joined: Jun 09, 2007 Posts: 139

this has been good info. given a State database, a personally carried card, and the LE actualy contacting the carrier, it's hard to see where one would ever be erroneously charged for lack of insurance.

bringing a xerox copy of a ins. card looks like a sure way to encourage or allow a false one to get into the system. i know the cards that State Farm issues are pretty distinctive.

coprock1970 · Queen Joined: Dec 19, 2004 Posts: 12056

BruceB83 · Regular Joined: Mar 20, 2005 Posts: 202

Coming in late here, but I will ALWAYS carry proof of insurance. A friend of mine was pulled over for rolling through a stop sign in the beginning part of his neighborhood and ended up having his vehicle towed for no POI. He had valid insurance, but the GCPD officer couldn't verify in the database. I was with him at the time, we walked back to his house after they towed the vehicle (that was a nice embarrasing event for him). I had thought you go to straight to jail for no insurance so I guess it's good he wasn't hauled off.

Point of story, carry POI and eliminate the possibility that someone else is able to control what happens to you because of either incompetence or a mistake somewhere along the line. Very Happy

coprock1970 · Queen Joined: Dec 19, 2004 Posts: 12056

No agency that I am privvy to arrests solely on no insurance.
As for your friend: not all insurance companies have operators on-call 24/7 so if that database says no, then your car goes to the tow if you don't have a card witcha.
Hell, I laminated mine and put it next to my "Magnum" in my wallet (that was for tha lay-deez) Wink

motor76 · Posted: Wed Aug 04, 2010 11:15 am Post subject:

City of Lawrenceville will by God.Oh...Copper,You should check that thing for dry rot.Time is no friend to latex products

JohnHardy · Regular Joined: Dec 11, 2008 Posts: 133

My boss got hit in a fender bender in Norcross (wasn't his fault but the other fellow ran into him). But when the LEO checked for insurance, my boss had accidentally forgot his card and was consequently hauled off to the Norcross PD in the back of a police car and his car was towed. He had never been arrested, so I guess you could say he had one of those Maalox moments.

So yes it can can happen; but this was in 1985 back when Kelly Everett was chief so procedure may have changed since then.
No slam against Chief Everett, he was good and helped me several times with legal matters.
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ntstar4 · Posted: Wed Aug 04, 2010 6:17 pm Post subject:

Well I will not name the officer but she was very nice when my hubby had a very minor incident in Snelllville. He was in the 33 Ford and did not have his insurance card. She allowed me to bring it to them. In fact when I was almost there with the card she called me and I just read the information to her. This is the second time I have had a excellent experience with the Snellville PD. Thanks to all of you!!!!
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SilverbackOrangutan · Newbie Joined: Aug 05, 2010 Posts: 5

Not to mention that if you go out of state and are in the habit of not carrying your card, it will get you a nice lil ticket (or worse) if you get pulled over.